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sttl. sends USDC to a Solana wallet address when a client releases payment. Here's how to set one up and convert to INR.

01

Create a Phantom wallet (2 min)

Phantom is a free browser extension — the easiest way to hold USDC on Solana.

  1. Go to phantom.app and install the browser extension or mobile app
  2. Click Create new wallet
  3. Write down your 12-word seed phrase and store it safely — this is your backup
  4. Your wallet address appears at the top (~44 characters, starts with letters/numbers)
  5. Copy it and paste it into the sttl. invoice form
Your wallet address is public — it's safe to share. Never share your seed phrase.
02

Receive USDC into your wallet

When a client releases payment on sttl., USDC is sent directly to your Phantom wallet on Solana. You'll see it appear under "USDC" in the Phantom app.

No action needed — just share your wallet address when creating an invoice and the funds arrive automatically.

03

Convert USDC to INR (off-ramp)

You have a few options to convert your USDC to Indian Rupees:

CoinDCX / WazirX

Recommended for India

Send USDC to your CoinDCX or WazirX account, sell for INR, withdraw to your bank account. Takes 1–2 business days.

Binance P2P

Fastest

Sell USDC directly to another person for UPI / bank transfer. Often faster than exchange withdrawal.

Coinbase / Kraken

International

International exchanges — good if you already have an account. Withdrawal to Indian bank may take longer.

Indian exchanges require KYC (PAN card + bank account). This is a one-time setup and usually takes under 24 hours.
04

What if there's a dispute?

sttl. escrow protects both parties:

  • Freelancer: funds are locked the moment the client pays — they can't take it back after work is delivered.
  • Client: funds only release when you click "Approve." If work is unsatisfactory, raise the issue first. A refund can be requested if both parties agree.

We're building a formal dispute resolution flow. For now, the escrow lock is the protection — neither party can act without the other.

Create your first invoice →Dashboard